Insurance companies often take their policyholders for a ride when they file an insurance claim. More often than not, the insurance adjuster takes advantage of the policyholder’s lack of knowledge about insurance and offers them a lowball settlement, or worse, [...]
Suppose you have water damage in your residential or commercial property and are about to file a property damage claim with your insurance company for the damages. In that case, you will have to make sure you understand the difference [...]
Suppose you have sustained covered damages of loss to your residential or commercial property and have filed a property damage claim. In that case, your insurance company may request that you submit proof of loss under oath. While insurers may [...]
As a residence of the state of Florida, if you have sustained some degree of residential or commercial property damage and have filed a property damage claim, you have the right to participate in the state mediation program, if you [...]
There are many important factors to consider when investing in property damage insurance for your personal property. When it comes to choosing the right policy, what matters most is how you use the property in question. In other words, the [...]
The average policyholder is usually not aware of some critical clauses in their insurance policy. If you file a property damage claim and the insurer invokes one of these clauses in your policy, you need to ensure you are in [...]
Policyholders usually have faith that having property insurance comes with a certain level of financial security if their property is damaged. These damages could include, but are not limited to: water damage, mold damage, storm or hurricane damage, fire damage, [...]
If you have sustained damage to your residential or commercial property, as a property insurance policyholder, you will need to understand the term depreciation and what it means for your insurance claim and appraisal. Whether you have incurred water damage, [...]
Filing an insurance claim can be a complex and tedious process depending on the type of insurance policy, claim, and scope of property damages. For insured property owners who incur damage to their property, and especially those who enter into [...]
If you have incurred damage to your residential or commercial property, be it water damage, mold damage, storm or hurricane damage, fire damage, structural damage, cast iron pipe failure or damage due to environmental disaster, you will want to file [...]
