Congress has temporarily reauthorized the National Flood Insurance Program (NFIP) through February 18, 2022. Prior to this reauthorization, the NFIP had been set to expire on December 3, 2021. There have been 18 temporary reauthorizations since 2017 as more comprehensive and permanent solutions to the program have failed to gain traction in Congress.
Multiple attempts have been made in recent years to amend the NFIP, either to encourage the growth of the private flood insurance market or address concerns related to Risk Rating 2.0 and the rate increases policyholders expect to see each year.
As flooding is the most common and most damaging natural disaster in the country and of course in Florida, thankfully, Congress continues to provide for Flood Insurance. In Florida, the risk of flooding is greater due to the frequency of storms and the States proximity to water. Flood insurance is a type of policy that covers flood-related damages caused by natural disasters to your house, more specifically, damages to your home’s foundation, paneling, carpeting, basement, and electrical and plumbing systems.
However, if you sustain property damage not caused by flooding, but rather due to water damage caused by wind during a weather-based event, or due to broken pipes, those types of claims are covered under your homeowner’s insurance and not under a Flood Insurance policy.
The Consumer Law Office handles Property Insurance Damage Claims & Disputes caused by water and wind, from the start of your damage through settlement of your claim.
If you are engaged in a dispute with your insurance company over a water or wind damage claim, you should immediately contact Consumer Law Office (CLO) and have your property damage claim reviewed by one of our Florida Property Damage Claim Attorneys. Our attorneys are highly experienced in matters related to the different kinds of water & wind damage and use their experience and knowledge of insurance law and adjusting to determine the nature and scope of your property damage.
Whether you have filed a water damage claim with your insurance company or need help filing your claim with your insurance company, The Florida Property Damage Attorneys at the Consumer Law Office will help you with your property damage claim so that you can receive the compensation you are entitled to under your insurance policy.
At CLO, we will aggressively advocate on your behalf to get you the relief to which you are entitled. Contact us today for a free consultation. We have helped numerous home and business owners successfully recover the compensation they deserve. Best of all, there are no upfront fees, and we only get paid when you get paid by the insurance company.
Contact us today for a FREE CONSULTATION: 305-940-0924
