In an important but not surprising decision, the 11th Circuit Court of Appeals followed the vast majority of court decisions that hold COVID does not cause the “direct physical loss of or damage to Covered Property” required by most property policies.  SA Palm Beach, LLC v. Certain Underwriters at Lloyd’s London, Case #20-14812 (applying Florida law). The opinion is available for free at https://media.ca11.uscourts.gov/opinions/pub/files/202014812.pdf.

The same result was reached in unpublished opinions from the Court in Gilreath Family & Cosmetic Dentistry, Inc, 2021 WL 3870697 (11th Cir. 2021) (applying Georgia law) and in Ascent Hospitality Mgt. Co., LLC v. Employers Ins. of Wausau, 2022 WL 130722 (11th Cir. 2022) (applying Alabama law).

This decision should be binding on federal trial courts with COVID cases in Florida and also have a significant influence on COVID cases in federal courts in Georgia and Alabama.

At The Consumer Law Office (CLO), your business is important to us as it is to you.

 During the event of a major loss your focus should be on maintaining your businesses operations, not worrying about the complexity of insurance claims process. That’s where Consumer Law Office, P.A. and its team of experienced Property Damage Attorneys come in.

Our Property Damage Attorneys have years of experience in adjusting and litigating commercial insurance claims & have helped thousands of businesses recover from unforeseen adversities. If your business has experienced property damage or business interruption due to a fire, flood, hurricane, or other disaster, Consumer Law Office, P.A. can help you get the maximum recovery you are entitled to.

Contact us today @ 305 940-0924 for a FREE property damage consultation. Visit us @  https://consumerlawoffice.com/

Your insurance company has the resources to hire experts to protect their interests; your representation should be no different. At CLO, we got your back!

There are no upfront fees & we only get paid when you get paid by your insurance company.

Let CLO help you get your business back on track by resolving your property damage claim as quickly as possible with the highest return.