Florida authorities have charged a Miami man – who has a long record of criminal and civil cases under his name – with insurance fraud after investigators found that some $300,000 in claims were linked to pre-exiting damage to his home.
Damacio Covon Green, 52, was arrested earlier this month after he claimed almost $80,000 in damage to his Miami Gardens home from a backed-up drain line in early 2021, according to the Florida Department of Financial Services. A Citizens Property Insurance Co. adjuster found that the damage had occurred before the homeowner policy was written in 2020, the department said in a statement.
The revelations in the 2021 claim led investigators to determine that $302,000 in previous claims were for alleged damage that was old and had not been disclosed when policies were inked, a DFS spokesman said.
Green is no stranger to criminal allegations and civil litigation. Miami-Dade court records show that the man sued Citizens in 2014 for breach of contract after the insurer denied all or part of a property insurance claim. The case was settled in 2021.
Citizen’s Special Investigations Unit Director Joseph Theobald said in a statement that honest policyholders end up paying higher premiums to counteract the cost of fraud.
If you have a legitimate property damage claim, but your insurance company is acting in bad faith by denying, delaying, or lowballing your claim, let the Florida Property Damage Attorneys at The Consumer Law Office (CLO) help you receive the maximum property damage compensation you are entitled to under your insurance policy.
Your insurance company has the resources to hire experts to protect their interests; your representation should be no different.
DO NOT LET THE INSURANCE COMPANY HAVE THE LAST WORD!
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