Have you sustained damage to your property? Are you confused about your rights as a property insurance policyholder? Is the insurance company giving you the “runaround”? Then you need to hire a property damage insurance attorney to aggressively advocate on your behalf and help you determine what you are owed under your policy.

Property insurance is a financial investment that provides coverage against damage to your property. However, insurance law can be complex and overwhelming, especially if you haven’t been in a situation concerning an insurance claim before. As a result, you might end up receiving less than what you are entitled to under your insurance policy. Hiring a property damage insurance attorney can help you in this regard.

5 Reasons to Hire a Property Damage Insurance Attorney

Here are some reasons why you need an experienced property damage insurance attorney.

1.     Understand Your Rights & Policy

Due to the complex nature of the matter, policyholders often find it challenging to understand the specific ins and outs of their policy. This allows the insurance company to misguide the property owners about available coverage, the scope of damages, and the evaluation of construction costs. Ultimately many home and business owners unwittingly get taken for a ride by their insurance company. Hiring an experienced property damage insurance attorney can keep this from happening.

2.     Deal With Damage Assessment Disputes

Insurance companies generally send out their damage assessment adjuster to investigate your claim. Since this adjuster is paid by the insurance company, they tend to protect the interests of the insurance company. You can expect a biased assessment, resulting in disagreements regarding the type or severity of damage as well as the payout they believe you are entitled to receive. An experienced property damage insurance attorney can hold your insurance company accountable and pressure them to do the right thing.

3.     Benefit from Professional Negotiations

Generally, both the policyholder and the insurance company prefer to settle the dispute without lengthy litigation. However, that doesn’t mean you have to settle for whatever your insurance company has to offer. Your property damage insurance attorney can help resolve disputes through skilled negotiation techniques avoiding drawn out litigation. Hiring an attorney who is familiar with insurance law can help you attain the upper hand in out-of-court negotiations and receive the payout you are entitled to.

4.     Attain Experienced Representation

A lawsuit is a major undertaking, and when it comes down to it, you need a property damage insurance attorney experienced in representing policyholders. Remember, insurance companies hire the best insurance defense counsel. Therefore, if you want results in your favor, you need to hire a worthy adversary specializing in property damage insurance claims.

5.     Avoid Unnecessary Delays

When faced with an expensive property claim, the insurance companies not only give a substantially low payout but also delay the process needlessly. This is especially true if you have sustained costly damage that calls for an expensive claim, such as a water damage claim, a fire damage claim, a roof damage claim, or a hurricane damage claim. Having a property damage insurance attorney can help expedite the process and ensure you receive the maximum payout as soon as possible.

Consumer Law Office: Handling Property & Business Insurance Claim from Start to Settlement

Consumer Law Office is a boutique client-centric law firm geared towards protecting the rights of policyholders. Property damage insurance claims is all we do! We work with construction experts, restoration professionals, and other experts to determine all the necessary facts to help you get paid fast and fairly.

Whether your claim is delayed or denied or the insurance company has refused to pay you the full value of your claim, the CLO team of professional claim negotiators and property damage attorneys can help you get the compensation you are entitled to under your insurance policy. Visit our website or contact us today at 305-940-0924 and speak directly to a licensed Florida Bar Attorney to receive a FREE consultation.